动产动态质押的裁判分歧与应对路径
孙鹏,邓达江
(西南政法大学 民商法学院,重庆 401120)
摘 要:动产动态质押克服了动产静态质押、动产浮动抵押和仓单质押的规则缺陷,融聚了三者的制度优势,兼顾了质物的流动性与质权的担保力。动态质押下,质物可补新、出旧、循环流动,数量、质量、规格等均处于动态变化中,仅需将被监管质物价值量保持在最低价值控制线之上。质权人以质押监管协议为媒介并借助监管人之监管行为实现对质物之占有与控制,且通过最低价值控制线确保质物价值特定化,满足并活化了动产质权之设立要件,符合担保物权之本质属性。质押监管协议本质上为委托合同,其核心为质权人委托监管人辅助其设定动态质权并维持质物价值稳定。质押监管协议与借款合同、质押合同虽有关联但分属不同法律关系,在裁判中不能当然并案审理。若质权人之债权因质物毁损灭失而不能实现,应依过错推定法则,由监管人承担与其过错相应的补充赔偿责任。
关键词:动产动态质押;质押监管协议;委托合同;最低价值控制线;监管人责任
Judgment Differences and Coping Paths of the Floating Pledge of Movable Property
SUN Peng,Deng Dajiang
(The Civil & Commercial Law School of Southwest University of Political Science & Law,Chongqing 401120,China)
Abstract:The floating pledge of movable property overcomes the rule defect of static pledge,floating mortgage of movables and warehouse receipt pledge,which combines the institutional advantages of the three and takes into account the liquidity of pledges and the security of pledge rights.In the floating pledge of movable property,collateral security can be consumed and replenished in circulation,whose quantity, quality and specifications are all in dynamic changes,and only needs to be kept at the lowest value control line.The pledgee realizes his possession and control of the pledged property via the pledge supervision agreement and the supervisor